Archive for Home Insurance

Is Your Home Underinsured?

Jul 11, 2013 No Comments by

Homeowners insurance is a necessary but costly expense to protect your property. Still, many homeowners try to cut corners with their insurance policy. While eliminating some parts of your homeowners insurance could save your money, it could also leave you vulnerable in the event of a natural or manmade disaster. Instead of leaving yourself underinsured, […]

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How to Save on Home Insurance

Jun 12, 2013 No Comments by

Here are some ways to save money on your policies while maintaining your protection.   – Bundle your policies: Some insurers give discounts if you bundle your policies together, so you may be able to save up to 15% if you bundle your auto and home insurance policies together.   – Be Loyal: Ask if your […]

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How Renovation Can Help You Save On Home Insurance

May 16, 2013 No Comments by

Home renovation offers an opportunity to beautify your home and enhance comfort and resale value. But it can also provide an additional benefit that many people don’t think about—saving on homeowners insurance. In order to take full advantage of these savings, consider adding the following your home improvement plans: Security Systems: Installing such things as state-of-the-art […]

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4 Threats to Real Estate Value: Is Your Home Affected?

Mar 12, 2013 No Comments by

So you’ve finally found the home of your dreams. But have you done your long-term home value homework? Here are four potential detractors to seeing a strong return on your investment. Bad Neighbors – They are not only annoying, but they can single-handedly lower your home’s value. You could have the prettiest house on the […]

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Common Threats Regular Insurance Doesn’t Cover: Are You Protected?

Mar 05, 2013 No Comments

Unfortunately for homeowners, not everything that can threaten the security of their home is covered by conventional home insurance. Here are four potential threats to your home that you might want to have covered by additional coverage: Flooding – As recent events have shown, the uncertainty of weather patterns makes flood insurance a national necessity—even […]

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Don’t Be Deceived by Neighborhood Crime Statistics

Feb 25, 2013 No Comments

Relying on neighborhood crime statistics alone can leave people with an unnecessarily skewed impression of their home’s surroundings. Before you let moderate to high crime stats get the better of your nerves, put them in proper perspective. State crime statistics are more meaningful than local ones, which can be misleading—especially when they lack the proper […]

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Home Security Secrets from a Former Thief

Dec 18, 2012 No Comments

You’ve probably heard the expression ‘It takes a thief’. When it comes to securing your property from home invasion, that expression should be more like a reference guide. Thieves are always keeping up with the latest home security technology and coming up with ways to outsmart it. That’s why thinking like a thief when safeguarding […]

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How to Handle Repairs and Insurance After a Natural Disaster

Nov 05, 2012 No Comments

Natural disasters can have a devastating impact on homeowners in terms of property damage and financial loss. Depending on the size of the disaster, entire homes can be destroyed. Recovering from a natural disaster can be daunting, especially when it comes to filing insurance claims. Still, there are ways that homeowners can rebuild while mitigating […]

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Filing Insurance Claims After a Natural Disaster

Nov 01, 2012 No Comments

Many homeowners get lulled into a false sense of security when they purchase homeowners insurance. They often assume that their homeowners policy will completely cover them in the event of a natural disaster. Depending on the nature of the damage, this is not always the case. That’s why getting a fast start on the insurance […]

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Shopping for Homeowners Insurance? Common Terms to Note!

May 16, 2011 No Comments

GLOSSARY OF HOMEOWNERS INSURANCE TERMS These are terms it’s good to know when shopping for homeowners insurance. Independent Agent A self-employed individual who represents multiple insurers and gets a commission from each on every policy he sells. Underwriting The method by which insurers assess risk to determine if you should get coverage and if so, […]

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