How to Save on Home Insurance

Jun 12, 2013 No Comments by

Here are some ways to save money on your policies while maintaining your protection.


– Bundle your policies: Some insurers give discounts if you bundle your policies together, so you may be able to save up to 15% if you bundle your auto and home insurance policies together.


– Be Loyal: Ask if your insurance provider offers loyalty discounts, which typically range from 5% to 10%.


– Increase your deductible: By increasing your deductible, you may actually save money over time. For example, if you raise your deductible from $250 to $500 every month, you could save up to 15%. If you increased it to $1000 monthly, you could save as much as 25%.


– Reassess Your Rate: Notify your insurance carrier if your neighborhood has undergone any changes that may affect how they rate your area’s risk. For instance, the addition of new storm drains to prevent flooding or extra fore hydrants could make your neighborhood less susceptible to disaster. By making your home safer, these changes could lower your premiums!


– Raise your credit score: What does your credit score have to do with your home insurance premiums? Insurance companies are for-profit businesses looking for customers who can pay their premiums on time, and a good credit score indicates that you will be one.

Home Improvement, Home Insurance

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